Legal
Terms
These are placeholder website terms for the marketing site at pay.kobbex.com. They are not legal advice, are not a substitute for counsel-approved merchant agreements, and are not an offer to provide regulated financial services in any particular jurisdiction.
Marketing vs product
Copy on this site describes capabilities at a high level. Actual features, rails, risk controls, and operational behavior are governed by separate contracts and product configuration for approved merchants. Nothing here promises a specific feature is available to you until confirmed in writing for your environment.
No uptime or performance guarantee
Websites and software services can experience outages, maintenance, dependency failures, and security events. We do not guarantee uninterrupted availability of this marketing site or any production endpoint referenced here.
No settlement, asset, or rail guarantee
Crypto networks vary in behavior, congestion, reversibility assumptions, and asset support. We do not guarantee instant settlement, finality timing, support for any particular asset, or universal rail availability. Enabled rails are selected and environment-dependent.
No regulatory status claims
This marketing site does not claim licensing outcomes, regulator approvals, audit opinions, or “bank-grade” assurances. Your compliance obligations remain yours; obtain regulatory guidance appropriate to your business.
Custody and risk
Language about balances, withdrawals, and operational controls describes product concepts. It is not a promise of any particular custody model, insurance coverage, or loss outcome. If you need a custody or risk disclosure, it belongs in your merchant agreement and disclosures — not inferred from marketing copy.
Security communications
Never send private keys, seed phrases, API secrets, or wallet access credentials to anyone based on an inbound email or chat message. If you are unsure whether a communication is authentic, use an independently verified channel.
Limitation of liability (placeholder)
To the maximum extent permitted by applicable law, the marketing site is provided “as is” without warranties of any kind, express or implied. Your counsel will want to replace this section with enforceable language appropriate to your entity and jurisdictions.
Changes
We may update this placeholder as the site evolves. Material changes should be reviewed with counsel before you rely on them for customer-facing commitments.
Contact
Questions about these placeholder terms: email hello@kobbex.com.
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